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2017 Tax Facts for Individuals or Families

Written by Michael Orloff

[source: smbiz.com]

Health Savings Accounts–2017

Maximum annual HSA contributions deductible–$3,400 for individual; $6,750 for family coverage

Catch-up contributions for individuals 55 or older (but less than 65) is $1,000.

Contribution limit prorated for partial year (1/12 per month).

Deductible Amounts that define High Deductible Plan:

Annual Deductible Deductibles, Co-Payments and other Amounts

Not Less Than but not Premiums Not to Exceed

Self Only $1,300 $ 6,550

Family Coverage 2,600 13,100

Social Security–2017

Taxable Thresholds–Social security payments includable in income if modified AGI exceeds base amounts.

Modified AGI includes certain excluded income (e.g., tax exempt interest) and 1/2 of social security payments.

50% inclusion threshold:

$25,000 no more than $34,000–single, head of household, married living apart ($0 for married, separate)

$32,000 no more than $44,000–married filing joint

85% inclusion threshold:

more than $34,000–single, head of household, married living apart ($0 for married, separate)

more than $44,000–married filing joint

OASDI Wage Base–$127,200

Household (domestic) employee cash wages threshold–$2,000

Quarter of coverage–$1,300

Retirement Savings Test–$16,920 (under full retirement age); $44,880 (year of full retirement age)

For a fact sheet on the COLA go to www.ssa.gov/news/press/factsheets/colafacts2017.pdf